In the United Kingdom, travel insurance is also known as holiday insurance. The insurance is critical to anybody who values health matters. It’s possible to suffer an illness while outside the country. When this happens, you need assurance that you will have no problem accessing good health care services. Therefore, you need the insurance. Insurance is especially important when you go on holiday one you step out of the house you need cover is the taxi insured that is bringing you to the airport?
Why is travel insurance important?
- Costly medical care
Medical care in a foreign land can be costly. You might have to part with thousands of Sterling Pounds to get the right quality of medical and health care needed after falling ill. Nothing is as bad as falling sick in a foreign country only to realize that you never carried enough cash to cater for your medication and any other treatment you may need.
- Travel emergencies
Emergencies are costly. Your private health insurance might be insufficient for catering for the cost of emergencies you experience while outside the United Kingdom. The credit card accident cover you recently took might not be great for you in an emergency. The only product that guarantees complete protection in an emergency is travel insurance. Even your trip is a one day excursion it is important to have adequate insurance , one day van insurance can help provide cover for these short trips. More information available on short term insurance.
- Lack of Money
Traveling with huge amounts of money is a bad idea. You could lose it all to theft, robbery or during an accident. In such situations, you need something better, which is travel insurance. Trying to cater for emergency expenses from your own pocket is a bad idea. It’s also too expensive. You won’t receive much help from the British Consulate either.
- Return Home
A good travel insurance policy is one that guarantees you a safe journey back home. The cover should not focus only on getting you out of the United Kingdom safely and taking care of you while visiting your favorite holiday destination. Good insurance guarantees you a safe journey back to the United Kingdom. In summary, the cover brings you back home safely.
What does it cover?
Travel insurance is great because of the stuff that it covers. For example, you never have to worry about emergency medical expenses. Personal liability would never be an issue in your travels as long as you have valid travel insurance. Your lost or stolen bags are covered too, thus no need for worrying about them either. In the UK this type of insurance can be extended to cover horseboxes and trailers.
Furthermore, it’s worth mentioning that travel insurance covers the cost of cancelling your trip. It’s common for an emergency to arise on the eve of your journey out of the UK. When this happens, you won’t have to return to your pocket to raise the penalties charged by the travel agency. Delays are covered. Cutting the trip short is also covered.
What doesn’t the insurance cover?
First, if you’re over 65 years or have recently been diagnosed with a medical condition, you would need specialist insurance rather than …Read More »